What I wish I wore today

I had 9 calls today where I needed a spanish translator because the moron could not speak a word of english, but yet somehow they can make hundreds of dollars a week and maintain a bank account...Why is it the english speaking people with bank accounts cannot keep a job and then blame the bank when they are dumb enough to think that the credit option at check out means they can take a loan from the bank with no penalty and pay it back when they can?